Buying your first car is always an exciting time, but there are several things that you’ll need to know before you head out to find your perfect vehicle. Many car salespeople will persuade you to leave the lot with a car that you may not have had the time that you would have liked to think about buying, so it’s crucial that you are prepared with as much information as you can gather about the cars that you are interested in purchasing, your budget, and anything else that is relevant.
With that in mind, we’ve put together some of the main factors that you will need to consider when buying your first car.
#1. Car Insurance:
One of the biggest mistakes that you can make when heading out to buy your first car is not giving any thought to insurance until afterwards. Many first-time car owners don’t realise just how expensive insurance can get and the difference in price between various vehicle makes and models. So, it’s a good idea to compare some quotes on different cars before you decide which one is the best choice for you. The easiest way to do this is to use a comparison site such as Quotezone.co.uk to find cheap car insuranceon vehicles that you are interested in. With Quotezone.co.uk you can either use the registration numbers of the cars listed online, or you can just do a generic search for the make and model to see a list of cheap car insurance UK quotes.
#2. Your Credit Score:
Depending on how you plan to finance your car, it might also be wise to check your credit score. This may not apply if you have saved up money and plan to buy the vehicle outright, but if you want to lease or get a car on a finance agreement, then expect to be credit checked.
Financing your car this way can open up more opportunities for you to get newer, more modern models with more safety features, which can help you get cheap car insurance prices compared to older cars. Some car finance providers are happy to check your credit eligibility before you apply.
#3. Test Driving:
Never agree to purchase a car without test driving it – especially if the car is second hand. But even if you’re planning on purchasing a brand-new car, then taking it – or the same model – for a spin is helpful. This will give you a chance to see how you get on with driving the car and how you like it behind the wheel; bear in mind that all cars are different, so it’s good to get a feel for it and make sure it’s a good fit for you. And if you’re buying a second-hand car, test driving with an experienced person gives you the chance to look out for any unusual sounds, smells and more that could signify the car has a problem.
#4. Dealership Reviews:
Last but not least, it’s a good idea to check out the dealership before you head there to test drive a car that you like the look of. It’s a wise idea to go to branded, reputable dealerships, but if you’ve found a car you love at a local, independent business, then it’s worth checking them out online first to see what other customers have said. Look for reviews that mention aftercare and warranties, and steer clear of any that have lots of reviews that mention selling cars with problems that were not made clear at the time of sale.
When it comes to buying your first car, it can be tempting to go straight to your local car dealership and simply pick one you like, but don’t get caught in a sales trap. Knowing what you want, how much insurance will cost and your credit eligibility beforehand will help you be certain of the right choice.